Category Archives: Helpful Tips

Today’s Collector Car Market vs. Tomorrow’s Collector Car Market

 

 

Today_vs_Tomorrow_Collector_Cars3.18.14

A demographic shift is definitely on the horizon – some 76 million baby boomers will soon reach retirement age.  And while this brings up a number of concerns and issues, we have to ask, “When the Baby Boomers put down their auction flags and retire, what will happen to the collector car industry?  Who’s going to buy all their cars?”

This is a very real question.  Each generation not only defines its tastes, but is also defined by its tastes.  There is a worrisome rhetoric that young people just aren’t interested in cars any more.  This has been heard before when generations move on in age and the next one reaches its prime, but it is certainly a cause for concern to those that are a part of the Baby Boomers Generation.  Will those who are a part of Generation X, Generation Y, or the new Silent Generation care about the cars of their grandfathers and great-grandfathers?

Some Baby Boomers did embrace the classics of their parents’ era, rightfully recognizing them as objects of art and pieces of history. This was helped by the sheer volume of boomers, enough to absorb the best collector cars, while also preserving the cars of their own era. But don’t expect this phenomenon to be repeated. Not only has the sheer volume of collector cars grown, but the next generation in the line of succession, Generation X, isn’t as large or as enthusiastic as the Baby Boomers.  It is argued that the children of the Baby Boomer generation aren’t developing an interest in collector cars; there are too many other things capturing their attention – travel, sports, the internet and social media (technology).

Over the last 50-60 years, there has also been a strong shift with the development and rapidly changing technology.  This “change in tastes” of the next generation will likely also affect the hobby of collecting cars.  While today’s collector car market is dominated by mostly original cars and more-or-less accurate restorations, the future may be about resto-mods; old cars with modern equipment, incorporating today’s technology.  Anecdotal evidence already suggests that resto-mod buyers tend to be younger, which makes sense.

Our take is that car collecting as a hobby won’t fade away, but the hobby will certainly evolve.

At Car Direct, our goal is to help you in finding the right vehicle for you at a rate that you can afford.  Check out our inventory page to see what we currently have in stock.  Don’t see what you’re looking for?  Give us a call – that vehicle may be on its way in.  If not, we’ll find it for you!

How Your FICO Score Can Affect A Car Purchase…

When it comes to purchasing a vehicle, you probably already know that you should have good credit and that you should check your credit report before making a purchase.  But what many consumers don’t understand – and we are here to explain – is the relationship between what’s on their credit report and their overall credit score, known as their FICO, and the impact this has on the rate they are charged by a lender to finance their vehicle.

Basically, a credit report is the “raw data” used to calculate the credit score (FICO).  A person’s financial behavior patterns are reflected in the credit report.  The raw data that is used is as follows, with corresponding weight to impact your score:
Payment History (35%)
Amounts Owed (30%)
Length of Credit History (16%)
New Credit (10%)
Types of Credit Used (10%)

There are 3 main reasons as to why the FICO score is so important and your should pay attention to it:
1-    It’s the Industry Standard, used in more than 90% of lending decisions
2-    It determines how much money you can borrow and how much interest you’ll pay
3-    A strong FICO score gives you access to the best interest rates, loans, rebates, and premium credit cards.

So how do you know if your credit score (FICO) is any good?  Once you’ve checked your credit report and you know what your score is, compare to the descriptions below and you’ll know how you’re going to measure up before walking in to purchase a vehicle:
–       Excellent Credit Score: 720 and up
–       Good Credit Score: 680 – 720
–       Fair Credit Score: 640 – 680
–       Poor Credit Score: 350 – 340
*Sited from www.thecarconnection.com

At Car Direct, our goal is to help you in finding the right vehicle for you at a rate that you can afford.  Check out our inventory page to see what we currently have in stock.  Don’t see what you’re looking for?  Give us a call – that vehicle may be on its way in.  If not, we’ll find it for you!  And then we’ll help you get the best financing possible!

Car Direct Financing

Are CD Players In Vehicles Becoming Obsolete?

Vehicle CD PlayersAre in-dash CD players are finally going the way of 8 Track and Cassette Players?  Automakers have predicted this for the better part of the past decade as car stereos augmented the standard CD player with auxiliary MP3 jacks, USB/iPod connectors and, eventually, streaming Bluetooth audio. This year, J.D. Power’s Automotive Performance, Execution and Layout Study found that as many people listen to CDs as external devices, like an iPod or a smartphone. In past studies, more drivers still listened to CDs, but the times are now changing.

It’s already happening, and not just in tech-heavy cars like the Tesla Model S.  In a 2013 Dodge Dart, and the CD player goes into the center armrest — a spot that underlines just how many drivers Dodge expects to use it. Up-level versions of the all-new 2014 Jeep Cherokee and redesigned Grand Cherokee, meanwhile, forego CD players entirely. You can still get one, but it goes in the center armrest or glove compartment. Chevrolet’s 7-inch My Link touch-screen in the 2014 Sonic eliminates the CD player altogether. And in the 2014 Kia Soul and 2013 Chevrolet Spark, you can’t buy a CD player in any trim.

Are we just a few years away from CD players becoming extinct? And what are car designers doing with the free space?  Ford, Honda and Hyundai vehicles still have tried-and-true CD players, but all three are monitoring customer habits to see when that will change.

In the Sonic, Dart and both Jeeps, larger touch-screens take up space where the CD slot might have gone. That makes sense; after all, the center stack is some of the most sought-after space inside a car. But how much space does the CD player really take up? Not much. Even though we are only looking at a quarter of an inch of horizontal space, this is still the prime real estate area inside any vehicle.  Every bit of space counts and can be reconfigured.  GM products like the new Chevy Impala and Cadillac XTS have a hidden compartment behind the touch-screen equipped with a USB port that can store a good-sized smartphone and wallet.

There are still a number of people who are using the CD more than they are the external device. We have to recognize the investment in our CD libraries, and to many people there are sometimes so much more pressing financial needs than a new iPod.

Will there be a year when in-dash CD players go completely extinct?  While we are reluctant to venture a guess, we do think it will be a slow exit, much like the lengthy exit of cassette decks.  When that happens, the trusty CD slot will become an artifact of the past. The day will come when you see a CD slot in the dash of a car and you say “Look at that old thing”, the technology will scream “I’m an old car”.

At Car Direct, our goal is to help you in finding the right vehicle for you.  Check out our inventory page to see what we currently have in stock.  Don’t see what you’re looking for?  Give us a call – that vehicle may be on its way in.  If not, we’ll find it for you!

It’s All In The Details

So you’ve found the perfect vehicle for you!  And now you want to keep it looking new and clean!  At Car Direct, we have staff on hand that detail our vehicles every day.  These guys know what it takes to keep a car looking great, so we asked them what their #1 tips are that they pass on to customers.  And now we’re sharing that with you.

Exterior Vehicle Cleaning
Wash the vehicle in a shaded area, where the surface is cool.  This way the soap won’t dry too quickly and leave spots, and you don’t have to rewash.
Use a mild liquid soap and a car wash mitt or sponge.  Be gentle on your paint so that you don’t scratch it.
Divide your vehicle into sections when washing, starting at the top (on the roof) and working your way forwards and backwards (hood and back), and then clean the sides.  Don’t clean the lower part of the vehicle first, you’ll only wash the dirt from the top back onto the bottom.
Rinse thoroughly!  And when you think the vehicle is all rinsed off, rinse it again.
Use a different mitt or glove and clean the tires.
Dry your vehicle immediately to prevent water spots.

Interior Vehicle Cleaning
Vacuum out your car.  For those tough to reach places, don’t vacuum but instead use your vacuum to blow out the debris, then vacuum it up once it’s easier to reach.
For those hard to reach cracks, get out a toothbrush (one you don’t plan on using for your teeth) and a paint brush.  These are great tools to use!  You can brush debris out of hard to reach places, then vacuum it up.
To clean your mats (we know they are dirty – your feet are always on them), go over them with a scrub brush to loosen the dirt, then vacuum.
The dirtiest parts of your car will be the parts that you actually touch – steering wheel, seat belt, shifting knob, and the driver’s door panel.  Spend a few extra minutes here to ensure everything is clean and tidy.  After all, you’re getting ready to sit right back down there.  Just like the outside, all you need here is a mild soap.
For the dashboard and panels, we recommend using a dampened cloth and wipe them down – you don’t need to scrub.
Lastly, clean the windows inside and out with glass cleaner and paper towels.

Keeping your car clean will help keep it new and looking great over time.  And if you have any additional questions, our knowledgeable staff is ready to answer all of your questions!

clean car 7.12.13

National Tire Awareness & Safety Week

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At Car Direct USA, we strive to make sure that our customers have the knowledge at hand to properly maintain their vehicle.  According to a study by the National Highway Traffic Safety Administration, 660 highway fatalities are caused by under-inflated tires annually. Since this week is National Tire Awareness & Safety Week, we thought we’d take this opportunity to share some tips on how to properly maintain and care for you tires so that you get the most out of them.

  • Tire Pressure – Don’t risk a blowout – you should check your tire pressure regularly as well as tire wear. You can usually find this information in your vehicle’s service manual, or on the vehicle information label found on the driver’s side door jamb. Also, don’t forget to check your spare tire as well.
  • Tread Depth – You can check tire wear with the quick and easy penny trick.Penny 6.5.13 Put a penny into each of the tread grooves, with Lincoln’s head toward the inside. If you can see the top of Honest Abe’s head, your tires are worn. Be sure to check several grooves across the width of the tire. Tires are worn and unsafe with anything less than 2/32” of tread depth.
  • Tire Rotation – Maintain consistent wear of your tires on your vehicle, this will allow you to control your car better.  To get the most out of your tires and the longest life to maximize your investment, rotate your tires every 5,000 to 8,000 miles.
  • Adjust for Loads – in the Hampton Roads area, we are constantly towing a boat, or loading down our vehicles for that trip to the beach, and packing up for vacation.  You may need to increase your tire pressure to accommodate the additional weight of your load.  Refer to your owner’s manual and/or the tire placard for recommended pressures.  And when you’re done, don’t forget to adjust back to the normal pressure your tires need.
  • Avoid Potholes – Driving through just one large pothole, even in the summer, can weaken a tire, reducing its long-term durability and ride quality.  Potholes can also knock a vehicle out of alignment, reducing handling and tire life.  Drive around large puddles as well, they often hide deep, rain-filled potholes.

We encourage all of our customers to be aware of and follow-thru with ongoing maintenance.  This is why we offer all of our customers a lifetime of free oil changes and state inspections with their vehicle purchase!  We are happy to help our customers with any questions they have regarding tires, fluids, brakes, lights, wipers, and dashboard lights.  So if something comes up, don’t hesitate to contact us!

Vehicle Safety – Driving With Children

vehicle-safety-driving-with-children 5.17.13It seems adults, specifically parents with young children, are just as guilty as everyone and anyone else when it comes to engaging in distracted driving.  Researchers from the University of Michigan surveyed more than 600 parents to find out what distractions they face while driving with their children, whether they use age-appropriate child restraints and if they had ever been in a motor vehicle accident.  They found that almost 90% of drivers reported engaging in at least one technology-based distraction while driving their child in the past month, drivers who reported engaging in distracting behaviors were more likely to report having ever been in a crash, and drivers of children who were not restrained in an age-appropriate restraint had 2.5 times higher odds of reporting a child-related distraction than drivers of children who were restrained properly.

The results were shocking to us, and we started thinking about what could be done to help prevent these hazards and keep all children a little safer.  At Car Direct USA, we came up with 3 key items for you to take a minute and think about next time you get in a vehicle with your child:

1 – Set an example and wear your own seatbelt.  Inspiration: Parents who reported always wearing a seatbelt were significantly more likely to report their child always uses the age-appropriate restraint.

2 – Ensure you have the correct and age-appropriate restraint for your child.  Inspiration: Many children are not using the right safety seat for their size.  Check your state’s law for specific child-restraint regulations.

3 – Put your phone down.  Inspiration: Almost 90% of drivers reported engaging in at least one technology-based distraction while driving their child.

To learn more about this study: http://www.eurekalert.org/pub_releases/2013-05/aaop-mpm042613.php

At Car Direct USA, our goal is to help you in finding the right vehicle for you.  Check out our inventory page to see what we currently have in stock.  Don’t see what you’re looking for?  Give us a call – that vehicle may be on its way in.  If not, we’ll find it for you!

Made in America is a Powerful Statement

cars-american-flag 4.12.13More and more people are looking to buy American Made products – including vehicles, helping keep jobs here.  In an effort to help consumers buy American, we are sharing with you a new index released by American University’s Kogod School of Business.  The findings – domestic brand vehicles have the most American-made content in the United States; taking into consideration not only where each vehicle’s parts are produced, but also the locations of the manufacturer’s headquarters.

The scary part when looking at purchasing an American-made vehicle?  You could take the transmission apart and discover that 80% of the parts inside didn’t come from American factories, they are stamped with their own country of origin.

What are the Top Five American-made models from the index?
1 – GMA Acadia, Buick Enclave, and Chevrolet Traverse (all tied)
2 – Dodge Avenger, Ford F-Series pick-up (both tied)
3 – Chrysler 300
4 – Jeep Compass, Patriot, and Wrangler (all tied)
5 – Chevrolet Corvette, Chevrolet Equinox, Ford Mustang, and GMC Terrain (all tied)

At Car Direct, our goal is to help you in finding the right vehicle for you.  Check out our inventory page to see what we currently have in stock.  Don’t see what your looking for?  Give us a call – that vehicle may be on its way in.  If not, we’ll find it for you!

See the full Kogod Made in America Auto Index here:
http://kogodnow.com/autoindex/

To find out how much of your car is actually made in America, check out the American Automobile Labeling Act reports below.  The AALA informs consumers about the percentage of American content which comprises each car. AALA data specifies the percentage of U.S./Canadian parts content for each vehicle, including where the engine and transmissions were built.
http://www.nhtsa.gov/cars/rules/regrev/evaluate/809208.html

5 tips to make sure you’re on the road this season Ready For Spring Virginia?

Get Ready for Spring – 5 tips to make sure you’re on the road this season from Car Direct USA

More often than not, people focus is on preparing their car for winter, however, it is equally as important to focus on getting your car ready for spring!  Here are some useful tips that you can use to give your car some spring TLC.

  For starters, take your car to the car wash and get a nice undercarriage wash.  If there were ever a time to splurge and get the supreme wash, this would be the best time for it. Driving on salted roads causes build up and an undercarriage wash will remove that salt caked under wheel wells and on all of the metal under your car. Salt build-up will eat away at the undercarriage like termites in a dead tree and leave your car prone to rusting. If you really want to go the extra mile, go to a car wash that sprays a rust inhibitor. And, while you’re there, bring a few quarters and take five minutes to vacuum the winter crud out your car!

With the changing of the temperature, it’s important to check the air pressure in your tires.  Whether you kept them nice and full during winter, or you’ve slacked off and they’ve gotten a bit flat, chances are the pressure could use some adjusting. Also, check the tread – is it time for new tires or a rotation?

Ready For Spring 2013

Ready For Spring 2013

Dry hands and lips aren’t the only things that crack in the winter cold. Check all of the belts and hoses under the hood for cracks. If you don’t know how to diagnose a belt, come on by our service center and we’ll be happy to help you out. It doesn’t take a genius to realize that a cracked belt or hose spells bad news. A snapped belt can kill your car.

While you’ve got the hood up check your car’s fluids. By simply topping off your fluids you can prevent serious problems from happening down the road. The more that you love your car the more it will love you.

After clearing all the snow, frost, sleet, etc. it’s probably time to replace your windshield wipers. After all it’s April showers that bring May flowers… changing your blades now will prevent you from getting stuck in a spring rain storm with frayed windshield wipers. There’s nothing worse than listening to old blades scrape on glass, it’s like listening to a three-year-old play violin.  And you’ll not want to pay the $200 to replace the glass.

Give your service center a call if you find anything out of place, a mechanic will cover a checklist of important things. After that, the only thing that you’ll have to do is pick out a new air freshener.

After all, that’s what your car is going to feel like when it’s ready to hit the road for the spring and summer months, Piña Colada anyone?